A pocket listing is a home that’s listed for sale privately rather than publicly through a site like the Multiple Listing Service (MLS). Pocket listings have many names including off-MLS listings, exclusive listings, private listings, and hip pocket listings, among others. Whatever you call it, pocket listings have many benefits. The term “pocket” speaks to […]
Your credit score is arguably one of the most important numbers in your financial life. It can impact many areas of your life, including your ability to rent an apartment, purchase a car, or even get a job. If you’re in the market to buy your first home, having a good credit score can be […]
Now that we’ve covered the first two steps of our five-step process to being prepared for your first home purchase, it’s time to look at the next three steps so that you’re as prepared as you can be. If you haven’t read Part I yet where we discuss the importance of reviewing your credit history […]
The Five Steps You Need to Take Before Buying Your First Home – Part I Buying your first home can be intimidating and a bit overwhelming, but the truth is, it doesn’t have to be. Armed with the right information and a clear roadmap of what you need to do before you begin searching for […]
Self-employed mortgage loans are specific to freelancers, business owners, and contractors who are looking to buy a home. Essentially, self-employed mortgage borrowers can apply for the same loans as W-2 borrowers can, such as FHA, VA, and USDA loans. Are there special requirements for the self-employed to get a mortgage loan? No, but you need to document steady, reliable […]
While buying your first house is an incredible experience, it can also be challenging, especially when it comes to selecting a first time home buyer loan. With so many mortgage options to choose from, it is difficult to understand which will be the most advantageous for your budget and plans for the future. As a […]
While purchasing your first home is an incredible and life-changing experience, it can also be overwhelming, especially in such a competitive market. Between saving for your down payment, navigating closing costs, and budgeting for your first time home buyer loan, the numbers can quickly add up. So, to prevent yourself from breaking the bank, it […]
Purchasing their first home is a major milestone for most individuals yet it can quickly turn into a source of stress if not approached with proper planning and preparation. With so much to consider, from budgeting to finding the right property and loan, it’s easy to feel overwhelmed. But with the assistance of BrightPath’s first-time […]
The Atlanta mortgage experts at BrightPath understand that purchasing a home can be an emotional rollercoaster especially if you’re not prepared. From the excitement of exploring different properties and discovering your perfect match to the anxiety of waiting for your offer to be accepted and navigating all of the steps involved in finalizing your home […]
